Travel Insurance

SUMMARY OF THE WARRANTIES OF THE SG1 INSURANCE POLICY

• The costs of transfer under medical supervision, if necessary, until its admission in an hospital or clinic in case of serious illness or accident that requires immediate medical consultation or a subsequent return to the hotel.
• In case of serious illness or accident requiring hospitalisation of the insured in an hospital:.
  • Cost of the transfer, under medical supervision if necessary, until hospitalisation.
  • The costs of the transfer from the hospital to the nearest hospital of the habitual residence, when more than 15 days of hospitalisation are foreseen, or if the insured is not able to continue enjoying his holidays.
  • If the insured remains hospitalised at the end of his turn of holidays and had travelled in company of an another person, Europ Assistance will pay up to 75 Euros per day for stay expenses, up to a maximum of 525 Euros.
  • Travel expenses for a family member from his home to the place of hospitalisation of the insured.
  • Lodging expenses will also be provided, to the amount of 75 euros per day, up to a total maximum of 525 euros.
  • If the person is not beneficiary of Social Security or similar arrangements of European countries maintaining assistance agreements with Spanish public health authorities and the state of health thereof requires immediate care due to acute symptoms, the entire costs arising from urgent medical attention and the costs of hospitalisation up to a maximum period of 30 days must be guaranteed.
• In the event of death of the insured.
  • The the transport costs from the place of death to that of burial shall be met.
  • Post-mortem expenses and expenses relating to the preparation of the body for transfer shall be met up to a maximum of 3.000 euros.
  • In the event of the death of the insured party, the transport costs of a family member shall be met, from the place of residence to and from the place of death. Likewise, the insurer shall reimburse lodging and subsistence expenses for these persons (one or more) up to a maximum amount of 75 euros per day, up to a total limit of 300 euros.
  • If the insured party has travelled with a companion, the return expenses thereof shall likewise be included with those of the deceased.
• In case of Death, accident or serious illness requiring the hospitalisation of the spouse, civil partner or immediate family member or relative or In the event of serious damages which imperatively requires the presence of the insured party at the usual place of residence of the insured party, Europ Assistance would meet transportation costs to the place of residence, in his country of origin.
• Reimbursement of Holidays not undertaken.
  • The insurer shall reimburse the amount equivalent to the days not enjoyed, provided that the user is obliged to abandon the arrangements as a consequence of medical transfer or the interruption of the holiday covered by the policy.
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• Insurance of luggage and personal effects. The insurer shall guarantee, up to a maximum limit of 400.00 euros, indemnity for the material loss suffered to luggage and personal effects
• Security of death resulting from an accident of transportation to a limit of 6.010,12 euros.
• Loss of connections due to delay in the means of transport. Up to the limit of the real cost of the initially envisaged transport.
• Safekeeping of place of residence during a maximum period of 24 hours.